Advantages Of Reading a Business Magazine

Like any other entrepreneur, you are also quite ambitious about your work and want to increase the turnover of your corporation. Therefore, you must be looking for the some important tips to improve the condition of your organization. To give a boost to your work and to make your flourish it, you will not only have to collect information about your own profession, but have to acquire information about the other businesses that are directly or indirectly related to your venture. You can check out the news to know the present condition of the enterprise sectors. However, for a detailed analysis, you should check out a renowned corporate magazine. There are several advantages of reading such magazines.

By reading a business magazine, you will be able to get a detailed analysis of trends and cycles various businesses follow. In such magazines, you can find experts’ opinions and tips regarding some intricate issues of a particular type of profession. As you will get the tips and suggestions on intricate issues related to the enterprise you are dealing in, it will be easier for you to improvise your works condition, which in turn will increase the profit level of your enterprise.

Expert consultation and advices are never available for free. You will have to pay a fee for each consultation and this might incur a huge cost at the end of the year. However, if you check the corporate magazines to get the advice of the experts, you will be able to get the advice of the experts without paying the fees. You just need to pay the price of these magazines. To reduce your expenses on the account of corporate magazines and to get the issue of your favourite magazine on time, you can opt for a subscription. Such publications offer different deals on the subscriptions of corporate magazines. Therefore, you will be able to get the best value of your money.

In the newspapers, you can find detailed report of the conditions of different sectors of the economy. But, all reports might not be related to your profession and you might not be able to get the best help from these reports. However, if you opt for corporate magazines, you can purchase the magazine that focus on the aspects of the work you do. By opting for such a magazine, it will be easier for you to get the advices that are related only to your field and thus you will be able to use the tips for the improvement of your business.

Such magazines are of great importance as they give a detailed report and analysis of the economic sector. Reading the corporate magazines regularly will help you understand the market condition and you will be able to conduct the business activities in a guarded manner. The economic recession has affected almost all the economic sectors of the world. Now, each and every corporate owner, whether small or large, is making his deals with carefully as they do not want to incur any loss. If you always want to make profits from your corporate, you can read the business magazines.

Posted in Bussiness | Comments Off on Advantages Of Reading a Business Magazine

The Basics of Injury Prevention for Figure Skaters

An athlete who participates in a sport, whether it be individual or team, obviously has an increase in risk for injury than the non-athlete. If the athlete participates in one sport year round, that risk may increase due to the repetitive motion and muscle dominance associated with that sport. Competitive figure skating is a sport that requires year round practice, with little time for rest; therefore, skaters are susceptible to injury in various joints and muscles. When a family enters the world of competitive figure skating, or even recreational skating, it is important for that family to be aware of the factors that cause and can prevent injury. By adhering to some basic guidelines, a skater may have a long and prosperous career without significant interruptions by injuries. Longevity in the sport is important to maintain consistent training and progress, and a skaters’ overall musculoskeletal health is important post-skating career. This article will discuss several precautions a skater can take to prevent injury.

Proper Equipment

Biomechanical alignment of the body is influenced from the bottom up, starting at the feet. An alignment dysfunction, lack of motion, or improper arch in the foot can have an effect on the knee, hip, and back. Unlike gymnasts, who have no support on their feet, figure skaters have the luxury of wearing exceptionally designed boots to support them. A skilled boot fitter will be able to match the correct skate to a skater’s level of ability, yet the correct boot is only the beginning of the process. A skater with a flat foot may need either generic or custom arch supports to prevent excessive pronation in the skate. If pronation is not addressed, it may cause a skater to twist the boot or favor one edge over the other. A high, rigid arch can be addressed with extra cushioning in the arch of the skate, to increase the amount of shock absorption in the foot, which is lacking in a high, rigid arch.

Attention should be paid to the width of the foot, the flexibility of the ankle, and the skaters’ weight. If a skater uses a boot that is too stiff or too flexible for his or her body type, it may affect a variety of joints. The ankle must bend properly for the knee and hip joints to function correctly.

Mounting of the blade in the proper position can affect a skaters’ balance on the edges and the ability to maintain control in turns, spiral, spins, and jump landings and takeoffs. An excessive angle of turn-in of a skaters’ knee or an anteverted hip (turned in) may require the blade to be moved to compensate for the alignment problem. An experienced boot fitter will spend a significant amount of time watching a skater balance, walk, squat, etc. to find the ideal blade alignment for that skater.

Padding is also essential to prevent injuries from falling. Every skater falls when he or she is learning a new jump, and those falls are not always pretty! Vulnerable areas are the hips and buttocks, and various types of padding have been invented to create a cushioning for the susceptible areas. If the padding does not provide enough cushioning, and a skater lands consistently on a certain spot, it may be beneficial to cut a hole in the pad over that spot and build up the padding around it. Therefore, pressure will not be put on the sore spot. Padding on the buttocks can also reduce the amount of shock to the spine when a fall occurs. Back injuries are quite common among figure skaters, and all necessary steps should be taken to prevent them.

Proper Warm-up

I can’t stress the importance of a proper warm-up enough! In this day and age, skaters rush from school to skating with a few minutes to spare to put the skates and gloves on, leaving little time for stretching and warm-up. The problem is, those ten minutes of warm-up that the skater skips can quickly result in a muscle strain. Muscles should reach a certain temperature and mobility level before a skater completes jumps that require plyometric strength or spins and spirals that require a certain degree of flexibility. A muscle that is not warmed up can not be pushed past its maximum flexibility level, and will result in pain.

Dynamic warm-ups have gained in popularity in the past five to ten years, and involve taking each joint and muscle through its full range of motion in an active way. The tissue temperature of a muscles increases far more quickly with dynamic stretching than if a skater stretches statically. Static stretching (holding a muscle in a lengthened time period in one position) does not increase tissue temperature and will not effectively prepare a skater’s muscles.

Ideally, 15 to 20 minutes of dynamic warm-ups should be completed, yet even 10 minutes will provide a skater with a decent warm-up to prevent muscle strains. A skater will learn which muscles are his or her ‘problem area,’ and can create a warm-up that is most beneficial for the body as a whole.

Off-Ice Strength and Conditioning

Every skater should be involved in an off-ice strength and conditioning program, whether it be one day or five days per week. Skating is a sport that creates dominance in certain muscle groups, and over time, a skater develops an imbalance in muscle strength. This may lead to joint or muscle pain. If a skater is properly evaluated by a health professional, that person can determine which muscles are inflexible or weak, and will guide a skater toward a program that will focus on the skaters’ deficits. Sk8Strong has developed programs that will focus on skating specific muscles, yet also address the need for an overall balance in musculature to prevent injury.

Figure skating also requires a significant amount of hip stability from the gluteal and hip abductor muscles, and strength in the quadriceps. Without proper hip stability, a skater will have trouble stabilizing landings, achieving the correct alignment on jump takeoffs, and creating power for higher jumps. Gluteal and hip abductor strength (in my opinion) is lacking in many skaters, and can be the primary cause of inconsistency, injuries, and slow progression of skills. It will greatly affect the movement pattern of the lower extremity when a skater bends the knees and hips.

Core strength is absolutely necessary for a skater to prevent back injury. Skating is a sport with a high demand for core stability, and the abdominals play a large part in keeping the back and trunk healthy. At least two days of core strengthening exercise is recommended for any skater, both to prevent injury and improve skating skills.

Strength and conditioning may also involve stamina training, if a skater is at a level that demands a lengthy program. There are various methods of stamina training, including the use of a slideboard, jump rope, elliptical, or exercise bike. The slideboard is most useful, as it trains the muscles in a similar manner to skating. Why is stamina training is important to prevent injury? Near the end of a program, the muscles are fatigued. Fatigued muscles do not create as much power, and the risk of falling is increased. Stamina training will increase oxygenation to muscles, increasing the chance that the muscles will stay strong at a later point in a program. This will improve performance and decrease the risk of falls.

Flexibility: too much or too little

Since the inception of the International Judging System, there is high demand for flexibility for all skaters. Spin variations and spirals require more mobility than in years past to gain the maximum amount of points. For the lucky few that possess the natural mobility for these positions, the need for consistent stretching is not at a premium. In fact, the ‘overly flexible’ skater should do more strength training to compensate for the overabundance of mobility in his or her joints. Excessive joint mobility typically results in a lack of stability.

The muscles a skater should focus on for mobility are the psoas (front of the hip), hamstrings (back of the thigh), and adductor (inner thigh). A flexible psoas is will help a skater reach back efficiently for jump takeoffs and extend the free leg for landings and spirals. The adductors and hamstrings will also affect a spiral and camel spin.

Quadriceps (front of thigh) and ITBand (outer thigh) tightness will not directly affect most skating moves, yet play an important role in prevention of injury. Skaters are constantly using these two muscles for power, which tends to make the muscles tighter. Both will affect mobility and motion at the knee and hip, and can cause pain around the kneecap if not stretched on a regular basis.

Try Moves Within Your Range of Motion

Some skaters just aren’t meant to do a biellman or a haircutter spin, no matter how hard they try. A biellman requires a great amount of flexibility in the hamstrings, psoas, adductor muscles, and a great amount of joint mobility into extension of the lower back joints. It is recommended to consult with a physical therapist of other health professional to evaluate back mobility and flexibility of the previously mentioned muscles before trying a biellman. Forcing a joint into a position that it does not naturally reach is harmful to the joint, and a skater is setting her or himself up for injury. Find alternate ways to gain points, and your body will thank you!

Posted in Recreation | Comments Off on The Basics of Injury Prevention for Figure Skaters

Easy Vegan Lunch Ideas – Healthy and Easy-To-Prepare Vegan Lunch Foods and Recipes

Week-day lunch for most folk should fulfill two criteria: it must be easy and quick to prepare, and it also should be tasty and enjoyable. For persons on the vegan diet, sometimes they can get a bit exhausted of thinking of new and exciting lunch ideas that are easy to prepare. In actual fact, there are so many tasty ideas and recipes for healthy vegan lunches, it’s all about knowing your options! Below are some fun and delicious ideas for your vegan lunch, as well as some delicious and super easy vegan lunch recipes for you to make.

Crackers With Many Toppings

Vegan food brands have hit the supermarket shelves more than ever, which makes it much easier for the modern (busy) vegan to eat a quick nutritious meal! Choose a variety of vegan crackers and crispbreads, and enjoy them with avocado, soy margarine and sliced tomato, hummus or another homemade dip (or store-bought vegan dip, which you can find if you study the ingredients carefully), vegan peanut butter and jam, or mustard and salad.

Sandwich, Wrap or Bread roll

Purchase your vegan bread from the supermarket or your local health shop and freeze it to ensure an easy vegan lunch. Make your sandwich with avocado, bean sprouts, and any salad ingredient you fancy. For protein, enjoy tinned legumes such as lentils, four-bean mix or chickpeas. Otherwise you can add to your sandwich some cooked vegan bacon, scrambled “eggs” (tofu), grated vegan cheese, hummus spread or you could fry a vegan patty and put it on your sandwich or bread roll. You have many options for a delicious and nutritious vegan sandwich, wrap or bread roll. Don’t make the same sandwich every day – it’s important to have variety in your diet.

Salads

Salads can either be low-calorie or very sustaining, whichever you fancy or fulfills your current needs. Salads are actually one of the most popular vegan lunches because they are healthy, versatile, and often very quick and easy to make. Make your own garden salad with tomatoes, olives, lettuce, onions, cucumber, balsamic dressing and chickpeas. Or for a high-protein salad, mix together in a bowl four-been mix or chickpeas, cubed capsicum, red onion, chopped cucumber, parsley, and balsamic dressing. Add some cubed avocado to make your salad more sustaining if you wish. If you are tired of eating the same salads, you should search online or download a vegan recipe e-book for hundreds of vegan lunch recipes and salad ideas to make your food more fun and delicious.

For your salad dressings, you can just use olive oil and lemon juice or vinegar, or otherwise follow a simple vegan salad dressing recipe and store it in the fridge for up to one week. It is important to add a tasty salad dressing to your salads, as this not only makes the salad taste heavenly, but it also provides you with essential fats (olive oil) and salts that you need in your daily diet for optimal nutrition. Make a balsamic dressing, a hummus dressing, a vegan “mayo” and herb dressing, a curry dressing, a mustard dressing… the list of tasty dressings is endless! So begin your hunt today for some tasty salad dressing recipes to boost your salads taste and nutrition to the next level!

Smoothies

Some folk actually prefer their meal in a cup, whether it be for weight loss reasons or simply personal preference! Make your smoothie at home in the morning and put it in a large, leak-free smoothie bottle, preferably keeping it cool with an ice-brick. Create your smoothie from almond milk, rice milk, soy milk, soy yogurt, coconut-milk yogurt, agave nectar, maple syrup, cinnamon, spices, walnuts, slithered almonds, brazil nuts, water, coconut oil, flax seeds, chia seeds, linseeds, berries, bananas, avocado (try it out), spinach (that’s right), mango, pineapple, raisins, dates… the list of vegan smoothie ingredients is endless. A smoothie is an easy option for a vegan lunch. If you are not the best at creating your own recipe concoction, look for recipes on the internet or in vegan recipe e-books. Sometimes following a recipe or just getting some ideas about what ingredients go together will make your smoothie experience so much tastier!

So you see, there are many healthy ideas for you vegan lunches that are relatively easy and hassle-free. It’s important to vary your lunches and meals so that your food does not get boring, and also so that you can get a variety of essential nutrients in your diet.

Posted in Health | Comments Off on Easy Vegan Lunch Ideas – Healthy and Easy-To-Prepare Vegan Lunch Foods and Recipes

A COMPREHENSIVE BUILDING VISUALISATION THROUGH ARCHITECTURAL ANIMATION

Architectural Animation is a short digital architectural movie which incorporates the concerned project or building, the location, animated people and automobiles, all of these are digitally created with the aid of 2D or 3D animation techniques. Contrary to an architectural rendering, which is displays a single image from a single point of view, an architectural animation is a series of this kind of still images. When this series of images are arranged in a sequence and played, they bring about the effect of a movie, similar to a real movie except for; all images in an here are digitally developed by computer. It aids in displaying an accurate view of the surroundings with the help of customized landscape.It is a boon for Architects and Designers to provide a 360 degree view of how the building will look after actual construction in an effective and interactive way.

Architects are always in search of better and more advanced techniques to avail benefits from it. It is one latest method which can be defined as computer generated animated video of the architectural aspects of the building with intricate details in the short duration of the video. Architectural Rendering is the most effective technique to showcase the photorealistic effect of the building.

3D architectural animation is a one stop solution which aids an Architect to demonstrate a building in a realistic visualization. It is beneficial in many ways:

 Provides significantly greater amount of details with regards to building’s architecture in an animated video format gives superior visualization to architects

 Representation of building’s architecture with additional perceptions and different angles, also moving animation from all angles provides explicit idea regarding building’s geography

 Easy implementation in construction projects for enhanced view

Architectural animation is often recognized as a series of animated 3D images of building’s geographical elements which is created using numerous modern techniques. Team of artists make 360 degree views and assists you to select suitable design for your future construction. In earlier times there existed a probability of re designing since there was no method to view your future building in virtual environment. These are also utilized extensively for interior design purpose in fact it is not limited up to interior but additionally put to use for landscaping. Landscaping is considered the most complicated process but animation makes it effortless since it offers pre visualization.

Architects make use of these animated 3D models of buildings as a template design of their structure.Since 3D Architectural Animation is a digitalized methodology, it is possible to automatically update the changes as per client’s specifications. Architectural Animations cater to the following sectors of building construction:

• It assists in creating 3D animation models of residential, commercial and industrial buildings

• Easy implementation of Animated 3D models for building’s interior

• 3D exterior architectural animation with detailed landscape and wall posts

• 3D animation rendering of various building types such as health care, schools etc

Architectural Experts are incorporating 3D animation of 3D house plans, 3D floor plans etc to represent a detailed and real view of the building from all the perspectives.

Posted in Home Design | Comments Off on A COMPREHENSIVE BUILDING VISUALISATION THROUGH ARCHITECTURAL ANIMATION

A Common Misconception About Object-Oriented Programming

I’ve seen it time and again. A computer programmer proudly proclaims, “Yeah, my code is object-oriented. See? My data members are all private, and they can only be reached through public member functions. That’s what being object-oriented is all about.” I’ve even heard this kind of drivel come from the mouths of Computer Science graduates-people who have presumably studied object-orientation in the classroom, or who would have had ample opportunity to educate themselves.

Scholars may quibble about the fine points of object orientation; however, one thing is for certain: merely having private data and public functions does not constitute a proper object-oriented design. Rather, proper object orientation entails much more.

One of the most basic elements is information hiding. This means that objects should only present the information that needs to be seen; that is, it should present a coherent and well-selected interface of functions-one that does not betray the data contents and internal workings of the class. In other words, the manner in which the functions are implemented remains hidden from the user, allowing the developer to alter the implementation as needed. (Some also refer to this as “encapsulation,” whereas others state that encapsulation is merely a means for hiding information. I lean toward the latter view; however, for the purposes of this article, this distinction is unimportant. Suffice to say that information hiding is a key element of object-oriented design.)

When a programmer declares that his code is object-oriented by virtue of having private data and public functions, he is placing the cart before the proverbial horse. Using private data and public functions is merely a means of achieving information hiding; it is not a goal in itself. For example, consider a design in which every single data member has corresponding “get” and “set” accessors (e.g. a data member “x” would have matching “getx()” and “setx()” functions). In this example, information is poorly hidden, since the choice of functions (indeed, their very names!) betrays the manner in which the data has been implemented.

Inheritance is another key element; that is, specific classes are to be derived from more general ones. Inheritance is a means of implementing abstraction; that is, it allows the user to identify objects with common characteristics, and which should therefore use common code (or at the very least, common interfaces). This is part and parcel of thinking in terms of objects, as opposed to thinking primarily in terms of functions and procedures.

Yet another key characteristic is polymorphism, which allows a descendant object to override its parent’s member functions. With polymorphism, a descendent object does not have to respond to a message exactly as its ancestor does; rather, it can have its own implementation. Note that the descendant objects do not have to override these functions; rather, they should simply be allowed to do so, as needed.There is much more that can be said about the nature of object orientation; indeed, scholars often contend over its precise definition and its principal ideas. Whatever the case though, the point remains: merely keeping private data and a set of public functions does not constitute an object-oriented design-not in any meaningful sense of the term.

Posted in Education | Comments Off on A Common Misconception About Object-Oriented Programming

5 Simple Steps to Endless Motivation and Power

When you think of motivation, what thoughts cross your mind? Maybe a marathon athlete determined to make it to the finish line. What about a college kid barreling through their final exams before graduation? The exact definition of motivation may vary from person to person. No matter what your personal interpretation of motivation is, its piece in the puzzle of success is vital.

Motivation is the strengthening force behind life change. It is the magic that happens when you know exactly what you want and possess the burning desire to do what is necessary to get it- the substance that keeps your dreams on track. With motivation, you possess the potential to continuously touch you dreams. Without motivation, where would our power be to outlast the tough times?

There is nothing like the intrinsic energy that constantly propels you forward in pursuit of your dreams. The ability to set goals, work hard and go after your passions is an enjoyment that can never be taken from you. If achieved, once achieved, your desire to consistently complete goals can become addicting. You may ask yourself “How can I continually reproduce my motivation to pursue my passion and achieve my dreams?” Here are 5 simple steps to endless motivation and power:

1. Be Visual with Your Vision

Create a vision board and fill it with images of your desired goals and dreams. The luxury car you want to drive (or have driven for you), the mansion you want to live and the amount of money you want to have in the bank will understandably be on your lists. However, don’t just stop at surface level; dig deeper. Really spend some time to meditate and think deeply. Think not only on the things that you want to have but the person that you want to become. Include the character traits that you want to model and the reputation that you want to have. Don’t forget the goals that you want to accomplish. Be sure to write them down. Include pictures of family and friends, potential travel destinations, and anything that creates an emotional response and makes your heart beat. When reviewing potential pieces of your vision board, think “What inspires me passionately?”

Time is one of the most valuable, non-refundable resources we have. You can either fully use, or forever lose it.

2. Have Time Value

If you are not already, start appreciating the value of time. Time is one of the most valuable, non-refundable resources we have. You can either fully use, or forever lose it. If your ultimate aim is to create change, you are going to have to invest a great deal of time to make it happen. You can start by reducing the time you spend on things that are superfluous to your goals. Be mindful of your time spent on activities such as watching television, spending weekends at the mall, excessive partying, traveling and even spending copious amounts of time visiting family and friends – For these things may bring you short-term joy in the present, but won’t help you get what you want or where you want to be. Remember that time is a non-refundable resource, and you should not so easily allow excessive activities to swindle you of something so precious. You may be wondering, “How can I use all of this time more effectively?” The answer is, by reinvesting it in yourself and your goals. Don’t forget to remember this: No one knows the exact amount of time they have here on earth. However much it is, the number is fixed. What counts, is not how much time that you have, but how you choose to use it. The contrast is will you will you let time pass you by, or will you make the most of the valuable resources that you have?

3. Get Emotional

Not happy with the position you are currently in? Wanting to change your situation or surroundings? Get emotional about where you are. How anxious are you about your position in life right now? Do your actions and emotions model challenge and change, or conformity and comfortability? Check your attitude towards change. Is it biased and intolerant to change, or does it model motivational mannerisms? So ask yourself “Why do I want to change?” Is it because you’re TIRED of feeling UNFULFILLED? Do you feel BORED and UNACCOMPLISHED with your life? Are you SICK and TIRED of repeating the same cycle day in and day out? Do you feel INSPIRED to get more out of life? Are you UNCOMFORTABLE enough to change? If not, got uncomfortable, get emotional and get moving!

4. Have Self-Compassion

Sometimes, we can be our own biggest critic. Give yourself a break for goodness sake. You’re wondering why you are not normal or if you are normal. The answer is, “yes!” Normal people make mistakes. Normal people fall short… Normal people get back up, dust themselves off and keep going after a mistake or misstep. A wise man once told me “It’s not how many times you fall that counts, but how many times you get back up afterward and keep going.” So let me ask you, what makes you think that your road to success is paved with perfection? The road that you drive in real life isn’t perfectly paved, and sometimes, you may hit a bump in it. Will you let that bump define your character, or keep your eyes on the prize as you strive for your future? Having compassion for yourself will let go of the past experiences, learn lessons from them and make room for you to grab a hold of your future.

5. Face Your Fear(s)

Face your fears, plain and simple you. Fear is the subjection that is determined to stop you where you stand and deprive you of your dreams. It’s the ever-being obstacle with the potential to veer its head at any time, no matter how many times we have dealt with it in the past. Are you going to allow this pernicious imposter to crush your dreams, steal your joy and defer you from your destiny? Imagine this lingering thought haunting your final days: “I didn’t accomplish my goals and dreams because I was too frightened to live”. Will the thought even matter, or by then will it be far too late to conquer fear. Affirm that you will not permit fear to spoil your spirit and initiate taking action to confront your fears- now!

5 Common Fears:

· Fear of Failure

· Fear of the First Step

· Fear of Actual Success

· Fear of Incompetence

· Fear of the Unknown

With the feelings you get when you accomplish your goals, there is no wonder why you would want to repeat the process again. Just like the marathon runner who wins the race, you want to touch success time after time. As your burning desire increases, implementing these simple steps will increase the size of your puzzle piece of motivation. You will retain the strength to face your fears, forgive yourself for your failures and live a life where you consistently achieve your goals. With new endless motivation and power, what fresh goals and dreams will you set and accomplish?

Posted in Marketing | Comments Off on 5 Simple Steps to Endless Motivation and Power

How to Overcome Financial Hardship

A financial hardship can bring extreme emotional trauma, as it threatens one’s survival, security, and sense of belonging. Professional financial therapists help people understand the emotional concerns associated to problems in money management.

It’s a good thing there are ways to regain control over your own emotions, as well as your money, by considering the following tips:

1. Confront the guilt and shame. These two feelings are very common when individuals make major financial blunders, such as accumulating enormous credit card debt. Some people fee that they have been a big failure.

While many people do a lot of things to keep other people from discovering their financial situation, the simple admission to someone about the financial failure could be liberating. Often, this admission is enough to start letting go of the shame. Talking to a financial planner can be greatly helpful.

2. Focus on behaviour. Some people who’ve endured tough financial situations rebuke certain financial tools and swear never to use them again. For instance, an individual who accumulated credit card debt might decide to not use a credit card ever again. But the card isn’t the problem, it is the use of the credit card that gets people into big trouble. In reality, if used wisely, credit cards could even save people money through purchase protection, rewards, and other bonuses. One good solution to this is by modifying your behaviour so financial products won’t become a curse but a great blessing.

3. Take responsibility. It is essential to closely look at factors that caused the problem. The actions of other people or even bad luck might have played a role, however in most cases, there were times when one could have altered the course of events. Perhaps you took shortcuts or unreasonable risks, or yielded to the desire for materials things or to social pressure.

Once you acknowledge any role you may have played in the development of your financial struggles, you can empower yourself towards a better future. If your own choices was powerful enough to ruin your finances, they’re also powerful enough to improve and fix them.

4. Develop new habits. It is not enough to merely say you are going to alter your money behaviour. In order to cope with financial hardship, some habits should be changes or eliminated. This will pay off emotionally and financially. Implementing certain rules like saving 10% or 15% of your monthly salary or fully paying credit card bills every month will be very helpful and make a safety net that will cause you to feel significantly less worried if financial hardships emerge again.

Posted in Finance | Comments Off on How to Overcome Financial Hardship

Buying Health Insurance Through a Broker

In its most simple definition, a health insurance broker (also commonly known as an agent) is someone who is licensed to sell health insurance. However, there are many other services they provide you that fall under the umbrella of selling health insurance. Here are some of the most important:

  1. Perhaps the most important fact to know about working with an agent is that it’s free. Insurance agents are paid by insurance carriers, not by consumers. So don’t worry about having to pay some service fee for signing up for a plan with an agent, because it will cost you nothing more than if you were to do it yourself
  2. Health insurance is confusing, and an agent will explain it to you until it makes sense. Ask all the questions you want, that’s what they’re there for. Want to know what your coinsurance will be on a certain plan? Want to know what coinsurance even means? Ask away!
  3. An agent can help you compare plans that you’re interested in. When you let an agent know what it is you’re looking for, they will narrow down your possibilities and explain the benefits of each. They can check to see if your doctors and preferred medical facilities are in-network, and they can just to see if any prescriptions you take are covered (and how much).
  4. Your agent is your agent as long as you have your policy. This means that you have someone you can contact when you have questions or even when you want to shop around for a new plan. You’ve got someone in your corner, as opposed to just winging it and picking out a plan on your own.

Because I’m sure you don’t want to be here reading all day, those are only a few of the biggest benefits of using a licensed agent to buy health insurance. That’s not even including how much time and frustration an agent can save you (we’ll save that for another article!).

To make it even more convenient for you, many brokers have the ability to access plans that are both on and off-exchange (government-run Marketplaces for health insurance). This provides you with even more options. Additionally, for agents who can access on-exchange plans, they can also determine your subsidy eligibility that can lower your premium and out-of-pocket expenses. Again, saving you yet another headache.

The next time you need to enroll in or change a health plan, keep a licensed agent in mind- it won’t cost you anything, but it will certainly save you a lot.

Posted in Insurance | Comments Off on Buying Health Insurance Through a Broker

7 Top Tips From the Business Woman of the Bible, Lydia, for Today’s Woman of God

Lydia was one of the most successful business women in the Bible. You will find her story in the Bible in Acts 16:14-15. According to Biblical records, Lydia was a business woman who dyed and sold purple cloth, a material used by the wealthy and elite of the day. This meant Lydia worked in a high-priced market with a high-end target market.

But Lydia was more than just a woman who sold luxury goods to the elite and the powerful. From all accounts it appears she was also the head of her household, an employer of others, and a woman of great Christian faith. She was the first European convert to Christianity and the first to establish a church in her home for other Christians. Fellowship times included examples of how to do business and worship as a part of a business woman’s day.

As a powerful woman of God, Lydia has much to offer today’s Christian business women. Here are seven valuable lessons for women of God from the Bible woman, Lydia.

1. Keep prayer in your daily activities. The bible story of Lydia says she met the Apostle Paul at a place of prayer. She also opened her home to have worship services for others. Keep your priorities in order as a woman of God. Remember to pray unceasingly about everything including your business activities by making prayer a priority activity on your daily schedule.

2. Work to please the Lord. Lydia took her responsibility as a Christian business woman to work “as unto the Lord” very seriously. You can show Christian beliefs through your nature and personality without being pushy or unprofessional. Show Biblical principles through your actions and decisions in your business.

3. Design a powerful company. Lydia was a no-nonsense business woman who built a major company in a wealthy market. Nothing says a woman of God has to play small in the business world. Christian business women should be open to working in all types of industries and not shy away from the potential of going big. If you are pursuing big dreams use Lydia as your role model for growth.

4. Try non-traditional opportunities. By being a successful and wealthy merchant of purple cloth Lydia was in a non-traditional business category during her times. Don’t shy away from embracing non-traditional business opportunities. Consider working in fields where few if any woman are already excelling and create new paths to success.

5. Find your balance between work and home. Lydia maintained her household even while running a powerful business. Each woman has to find the way to balance, keeping her home in order while running a business. It might mean downsizing or hiring help. Use your business skills to figure out what works for you to get it all done.

6. Learn to grow your business. Lydia’s business was so successful that she had to hire employees. Growing a business means eventually needing to hire help. That help might come in the form of a part time assistants, independent contractors, freelancers or full-time employees. Start in the initial business planning stages to consider how and when you will start to hire help so you can expand your business operations. This creates jobs for others, increases the economy of your area and increases your status and influence as a business professional.

7. Know you can be prosperous. Lydia shows that successful Christian women can be highly prosperous. There’s no reason to fear money or to shy away from earning large amounts of money in business. The important key is to keep a check on your heart so money does not become your focus instead of God. Lydia was a business woman in the Bible who prospered while giving all glory to God.

Posted in Bussiness | Comments Off on 7 Top Tips From the Business Woman of the Bible, Lydia, for Today’s Woman of God

Biceps Tendon Rupture: A Physical Therapist’s Perspective

Last month, on his 30th birthday, Scott Gams, a physical therapist in Greenville, SC, celebrated it with a SNAP! However, what is not immediately evident is that his traumatic injury may have been years in the making and could have been prevented. Scott was kind enough to share his experience in dealing with the injury, as well as offer his advice and perspective on biceps tendinitis/tendinosis, based on his clinical and anatomical expertise.

How did you rupture your biceps tendon and what did it feel like?

Following a physical therapy session, I was escorting my patient out. Unfortunately, she lost balance and was falling forward. In an attempt to stabilize her or at least reduce the impact of the fall, I reached out around her hips. During the process I felt a pop. Tending to the patient following the fall (the patient was unharmed), I noticed a little bit of pain in my right elbow. After trying to shake it off a few times, I looked down at my right arm and noticed a distinct bulge in the biceps region, consistent with a “Popeye sign” for a biceps rupture. My fear that I had ruptured the distal biceps tendon was confirmed following a trip to the orthopedic specialist later that day. Although the distal bicep tendon rarely ruptures, the quick eccentric load with my elbows slightly bent was the typical mechanism of injury for the tear. Luckily there was minimal pain associated with the rupture because it was a complete tear. I did experience mild swelling in the arm and weakness with elbow flexion/forearm supination.

One of the main points I’d like to emphasize this post is that this may have began with a bout of tendinitis. When did you first develop distal biceps tendinitis and how did it start?

I began experiencing distal biceps tendinitis four years ago in both arms. It started following a routine of low repetition/high weight strength training.

How did you try managing and treating the biceps tendinitis before it finally ruptured?

Initially, I addressed flexibility limitations in my biceps, shoulder, forearm, and scapular regions with stretching. I also started taking over the counter NSAID’s to address any inflammatory process. As the symptoms lingered and became more chronic, I began light eccentrics in elbow flexion to address the likelihood of tendinosis. I also stopped resistance training in both upper extremities. Additionally I began soft tissue mobilization to the biceps tendon with Graston techniques. Unfortunately it took nearly 3 months for symptoms to resolve and 6 months before I could start strength training at prior intensity levels. Over the past three years I have not experienced biceps tendinitis with my recreational activities including weight lifting, kettle bell training, running, and playing tennis.

Would you mind explaining the difference between tendinitis and tendinosis?

Tendinitis is acute inflammation of a tendon resulting from overuse and microtrauma, causing pain, tenderness with movement, and swelling. Tendinosis is a chronic condition with absence of inflammation. It is marked by degeneration of the collagen fibers and abnormal healing of the tendon. Tendinitis is typically managed with ice, NSAIDs, relative rest, and stretching that usually resolves within 3-6 weeks. Tendinosis is more of a chronic condition that responds to treatments re-initiating the healing response to address the abnormal collagen fibers. These treatments may include eccentrics, instrumented soft tissue mobilizations, intramuscular dry needling, and stretching.

Can you briefly outline what the recovery/rehab process is going to look like for you?

The biceps tendon was surgically repaired using an endobutton procedure. I was splinted in 90 degrees of elbow flexion and neutral forearm position for one week post surgery, then given an elbow brace locked in 90 degrees of flexion.

I started physical therapy post op week 2 for reduction of swelling, joint mobilizations, and passive range of motion to the elbow and forearm. Although the particular procedure I had allows for more aggressive rehabilitation including active range of motion as early as two weeks out, we decided to remain conservative.

Currently, I am five weeks post op and working on full passive and active range of motion in the right upper extremity. Strengthening will begin post op week 8 with a gradual progression to full work and recreational activities. The biggest pain is wearing the elbow brace, which is adjusted into 10 degrees of elbow extension per week. The brace is mainly needed at this point to prevent another unexpected eccentric weight load and reduce cyclical loading.

If you could do it all over again, is there anything different you would have tried to prevent the rupture?

I should have continued my flexibility program; however it is easy to stop stretching when you’re feeling better. I also might have added intramuscular dry needling to the surrounding elbow complex. I believe the previous history of biceps tendinosis probably played a role in the rupture, but the mechanism of injury with a quick eccentric contraction and high load ultimately lead to the injury.

What’s it like being a PT and attending PT?

It is a very strange feeling, but definitely in good hands with some of my colleagues taking on the case. It does provide me with perspective of what a patient is going through and will help as I return to treatment myself. I am considered a worker’s compensation patient, so I’ve had fun role playing some of the traditional difficulties therapists deal with for a WC.

When do you expect to be back in the gym, doing biceps curls?

I can’t wait until post op week 8 so I can start curling 1# dumbbells. Hopefully at 12 weeks I can be back to light lifting in the gym.

Do you have any more advice for anyone who may be reading this?

If you think you have symptoms similar to tendinitis, address the condition before it becomes chronic or moves more toward a tendinosis. Have patience during your post operative rehabilitation process whatever you may be recovering from. I’ve been yelled at many times by my colleagues for trying to advance my rehabilitation, listen to your physical therapist! Advice others have given me: let the person fall next time…

If you are looking for an outstanding Physical Therapist in the Upstate area or have any more questions for Scott, please use his contact info listed below.

Dr. Scott Gams, DPT

[email protected]

http://www.proaxistherapy.com

Dr. Brandon Vaughn, DPT, Cert. SMT

Posted in Recreation | Comments Off on Biceps Tendon Rupture: A Physical Therapist’s Perspective